Ride your dream with MotoFinance

We look to find you the best available deal from our wide panel of lenders and provide a no obligation quote.

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No impact on credit score. Rates from 12.9% APR. Representative APR 22.9%

MotoFinance is a credit broker, not a lender. Our rates start from 12.9% APR. The rate you are offered will depend on your individual circumstances.

Representative Example: Borrowing £4,500 over 48 months with a representative APR of 22.9%, the annual interest rate of 22.9% (Fixed), and a deposit of £0.00, the monthly payment would be £138.94. The total cost of credit would be £2,169.12, and the total amount payable would be £6,669.12.

Ride your dream bike with MotoFinance
No deposit deals
No deposit deals

Finance your bike with no deposit

Free eligibility check
Free eligibility check

No impact on credit score with initial application

Trusted dealer network
Trusted dealer network

We will help you source your bike

Good or Poor Credit - Flexible Finance Options For All

We can consider all credit circumstances and will help you find and finance your next vehicle.

Try our finance calculator

Use our finance calculator to see how much you can borrow and what your monthly payments might be.

Try our calculator

Try our calculator Try our calculator

Need a car? We finance them too

Explore our car finance solutions, including options for those with less-than-perfect credit. Drive away with a car that suits your lifestyle and budget.

Need a car? We finance them too

Get a car finance quote Need a car? We finance them too

Why Choose MotoFinance?

No matter if you have Good or Poor Credit we will help find a lender to purchase your next vehicle.

The Motorbike Finance Experts

With over a decade of experience, our team understands both the motorbike industry and the financing world. We speak your language and ensure you get the best deal.

Get My Finance Quote Now The Motorbike Finance Experts

The Motorbike Finance Experts
All Credit Histories Considered

Whether you have a pristine credit history or have faced financial challenges in the past, we specialise in helping everyone find finance solutions that work.

All Credit Histories Considered

Get My Finance Quote Now All Credit Histories Considered

Choose Any Motorbike

With our extensive dealer network and lender partnerships, we ensure you get the bike you want, from a reputable dealership.

Choose Any Motorbike

Get My Finance Quote Now Get My Finance Quote Now

From Apply to Ride in 3 Easy Steps

Our simple application process can be completed online or over the phone, whichever you prefer.

Apply Online in 2 Minutes
Apply Online in 2 Minutes
Apply Online in 2 Minutes

Complete our simple, no-obligation form to compare quotes and check your eligibility.

We’ll Find You the Best Deal
We’ll Find You the Best Deal
We’ll Find You the Best Deal

We work with our large lending panel and dealership network to find you the best offer.

Sign and Ride Away
Sign and Ride Away
Sign and Ride Away

Our team will guide you through the electronic signing process, making it stress-free so you can get on the road.

Types Of Finance Available

You're only a few clicks away from getting approved!

Hire Purchase (HP)

Ideal if you want to own your bike outright at the end of your finance agreement. Fixed payments make budgeting easy, and you’ll own the bike after your final payment.

Learn More About Hire Purchase Hire Purchase (HP)

Personal Contract Purchase (PCP)

Enjoy flexible options at the end of your agreement: return the bike, make the final payment to own it, or trade it in for a new model. Our agents will help you decide if PCP is right for you.

Learn More About Personal Contract PurchasePersonal Contract Purchase (PCP)

Quick Answers To
Common Questions
Why choose MotoFinance?Why choose MotoFinance?What vehicles do you finance?What vehicles do you finance?How do I apply?How do I apply?What finance rate will I be offered?What finance rate will I be offered?
Quick Links To help
Your Finance Journey

We're here to help you understand finance.

Bad Credit Motorbike Finance

Learn More Bad Credit Motorbike Finance

125cc Motorbike Finance

Learn More 125cc Motorbike Finance

Motorbike Licences Explained

Learn More Motorbike Licences Explained

Different Types of Motorbike

Learn More Different Types Of Motorbike

The Bike Finance Experts

The MotoFinance team specialise in motor finance, and specifically motorbike finance. We know the industry inside out and are best placed to help you on your journey from a no obligation quote through to getting the keys and the bike on the road.

Get my finance quote now The Bike Finance Experts

Representative Example: Borrowing £4,500 over 48 months with a representative APR of 22.9%, the annual interest rate of 22.9% (Fixed), and a deposit of £0.00, the monthly payment would be £138.94. The total cost of credit would be £2,169.12, and the total amount payable would be £6,669.12.

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MotoFinance
Motofinance is a trading style of Scott Hardy Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 928906). Registered in England and Wales with Company Registration Number 12678451. The registered address is 4A Mottram Way, Macclesfield, Cheshire, SK10 2DH. Scott Hardy Ltd is also registered with the Information Commissioner's Office (Registration Number ZA773591). All finance is subject to status and income. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are not an independent financial advisor and we act as their agent for this introduction. We do not charge you a fee for our services. Whichever lender we introduce you to, we will receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. We will inform you what the commission amount is in good time before the Finance agreement is executed. By continuing to use the site, you consent to the use of cookies. Further information on cookies and how to disable them can be found in our cookie policy.