Motorbike Finance with CCJ

Motorbike Finance Available Even with a CCJ

When you come to purchase your next motorbike, it should be an exciting venture. It’s a passion industry and bikers love their rides – we know that.

However, if you have had credit problems in the past that has led to a County Court Judgement (CCJ) against your name, you may understandably worry that motorbike finance may not be achievable. Well, let the team at MotoFinance explain why this doesn’t need to be the case.

Free Eligibility Check

No impact on credit score. Rates from 12.9% APR. Representative APR 22.9%

What is a CCJ?

A County Court Judgement is a legal decision made by a court in the UK when an individual fails to repay a debt. Having a CCJ can significantly impact your credit score and make it more difficult to obtain motorbike finance.

So does that mean If I have a CCJ I shouldn’t apply? No, all is not lost! Many lenders are willing to work with people who have or have had a CCJ, especially if you can demonstrate responsible financial behaviour.

Motorbike Finance Available Even with a CCJ
Motorbike Finance Available Even with a CCJ

So, securing Motorbike Finance with a CCJ isn’t impossible, in fact the team at MotoFinance have a selection of lenders who will still consider someone effected in this way. Bad or Poor Credit Motorbike Loans are something that the team at MotoFinance specialise in.

Take the first step now and answer a few questions using our 2 minute application form here

The Bike Finance Experts

The MotoFinance team specialise in motor finance, and specifically motorbike finance. We know the industry inside out and are best placed to help you on your journey from a no obligation quote through to getting the keys and the bike on the road.

Get my finance quote now The Bike Finance Experts

Representative Example: Borrowing £4,500 over 48 months with a representative APR of 22.9%, the annual interest rate of 22.9% (Fixed), and a deposit of £0.00, the monthly payment would be £138.94. The total cost of credit would be £2,169.12, and the total amount payable would be £6,669.12.

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MotoFinance
Motofinance is a trading style of Scott Hardy Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 928906). Registered in England and Wales with Company Registration Number 12678451. The registered address is 4A Mottram Way, Macclesfield, Cheshire, SK10 2DH. Scott Hardy Ltd is also registered with the Information Commissioner's Office (Registration Number ZA773591). All finance is subject to status and income. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are not an independent financial advisor and we act as their agent for this introduction. We do not charge you a fee for our services. Whichever lender we introduce you to, we will receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. We will inform you what the commission amount is in good time before the Finance agreement is executed. By continuing to use the site, you consent to the use of cookies. Further information on cookies and how to disable them can be found in our cookie policy.