No Credit Check Motorbike Finance

Get Motorbike Finance with No Credit Check

Knowing that your credit score isn’t the best can be daunting and may even put you off applying for finance altogether. Well, the team at MotoFinance have put together a handy guide below which will hopefully help to explain the world of credit searches and what you can expect.

Free Eligibility Check

No impact on credit score. Rates from 12.9% APR. Representative APR 22.9%

We have been asked many times ‘Can I get no credit check Motorbike Finance’, the answer to this is No.

The reason for this is that lenders need to run a credit check on you so they can assess your credit worthiness so they can make an informed decision on whether you can afford and repay the loan.

This is sensible and is also there to protect you as well as the lender, as you don’t want to run into financial difficulty by having a loan you simply cannot afford.

No Credit Check Motorbike Finance
No Credit Check Motorbike Finance

The good news is when starting your application online with MotoFinance we can give you a pre-approval for Motorbike Finance by initially only performing a ‘Soft Credit Check’. What does this mean you may ask?

Put simply a Soft Credit Check is more of a preliminary review and doesn’t impact your credit score. It does n’t show to other lenders when they view your credit file, and its only visible to you. This type of search will not effect your credit file.

The other type of search is a ‘Hard Credit Check’. This type of search allows the lenders to have a deeper look into your credit history and outstanding debts. Having a Hard Credit Search can temporarily slightly lower your credit score and its visible to other lenders.

When you decide you want to go ahead with a finance approval after speaking to one of the members of the MotoFinance team and take up the option of Motorbike Finance then the lender can turn the soft search into a hard search. At this point you are happy to proceed and won’t be looking elsewhere.

Take a look at our finance calculator which will give you an initial guide on potential repayments by clicking here

No Credit Check Motorbike Finance
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Motofinance is a trading style of Scott Hardy Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 928906). Registered in England and Wales with Company Registration Number 12678451. The registered address is 4A Mottram Way, Macclesfield, Cheshire, SK10 2DH. Scott Hardy Ltd is also registered with the Information Commissioner's Office (Registration Number ZA773591). All finance is subject to status and income. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are not an independent financial advisor and we act as their agent for this introduction. We do not charge you a fee for our services. Whichever lender we introduce you to, we will receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. We will inform you what the commission amount is in good time before the Finance agreement is executed. By continuing to use the site, you consent to the use of cookies. Further information on cookies and how to disable them can be found in our cookie policy.