Terms Of Use

1) The website found at www.motofinance.co.uk (referred to as the “Site”) is managed by Scott Hardy Ltd, operating under the name Motofinance (“we,” “our,” “us,” “Motofinance”). Scott Hardy Ltd is a private limited company registered in England and Wales, with company number 12678451, located at our registered office: 4A Mottram Way, Macclesfield, Cheshire, SK10 2DH.

2) By accessing and utilising the Site, you agree to comply with and be legally bound by these terms and conditions.

3) These terms are in conjunction with our Privacy Policy and Cookie Policy (collectively referred to as the “Terms”) and govern your use of this site.

4) We are authorised and regulated by the Financial Conduct Authority (Firm reference number 928906). Therefore, we have specific obligations and responsibilities towards you when engaging in business. Nothing in these Terms will alter our obligations to you regarding our Regulated Business. Specifically, we will strive to ensure that information provided to you concerning your finance application is accurate, including verifying any content submitted by third parties.

5) We prioritise your privacy and handle your information in accordance with our Privacy Policy.

6) By accepting these Terms, you consent to our use of cookies as outlined in our Cookie Policy. Please refer to our Cookie Policy for comprehensive details.

Additional Terms that May Apply to You
These Terms of Use reference the following additional agreements, which also pertain to your use of our Site:

1. Our Privacy Policy details how we process any personal data we collect from you or that you provide to us. By using our Site, you consent to this processing and confirm that all data you provide is accurate.
2. Our Cookie Policy provides information regarding the cookies utilised on our Site.

Links and Third-Party Content

1. Certain sections of the Site may include materials supplied by third-party product or service providers. Each third party is accountable for ensuring that any material they submit complies with relevant laws. We cannot be held liable for any inaccuracies, incompleteness, or errors in such material, and we disclaim all responsibility arising from any reliance you place on it.
2. We may periodically update our Site and alter its content at any time. However, please be aware that content may be outdated at any given moment, and we have no obligation to refresh it.
3. We do not guarantee that our Site or any of its content will be free of errors or omissions.
4. You acknowledge that the Site may contain links to external websites. We do not review these third-party sites and have no control over their content or availability, thus we are not responsible for them.

Accessing Our Site

1. You must be at least 18 years old to access our Site.
2. Our Site is accessible at no charge.
3. We do not guarantee that our Site, or any of its content, will always be accessible or uninterrupted. Access to our Site is permitted temporarily, and we may suspend, withdraw, or modify all or any part of our Site without prior notice. We will not be liable to you if our Site is unavailable for any reason at any time.
4. You are responsible for making the necessary arrangements to access our Site.
5. You are also responsible for ensuring that anyone accessing our Site through your internet connection is aware of these Terms of Use and any other applicable terms and conditions, and that they adhere to them.
6. Motofinance (“we” or “us”), along with potential lenders, service providers, vehicle suppliers, and agents, will use your personal details (which may include sensitive information) and information from other sources to evaluate your application, conduct credit searches, market our vehicle finance and related products, and customize the services and advertising we provide to meet your needs and interests. We, along with potential lenders, service providers, and agents, may contact you via mail, telephone, email, SMS, or other electronic messaging services regarding offers of related products and services that may interest you when there is a contractual necessity, a legitimate interest, or if you have consented. By providing your contact information, you agree to be contacted in the manners and for the purposes outlined in our Privacy Policy. In evaluating your loan application, we may conduct inquiries about you, including searching your record with selected credit reference agencies. You consent to us sharing your finance application details and may use credit scoring or other automated processes to decide on your application. If you provide false or misleading information and fraud is detected, we are obligated to share your details with fraud prevention agencies to combat fraud and money laundering.

Who We Are and How to Contact Us
This Site is owned by Scott Hardy Ltd, trading as MotoFinance, a company registered in England.

To reach us, please email info@motofinance.co.uk, call 01625 353322, or write to us at: 4A Mottram Way, Macclesfield, Cheshire, SK10 2DH.